Expat Life

Healthcare in Dominican Republic for Expats: Hospitals, Insurance & Costs 2025

Quality healthcare at a fraction of U.S. costs is one of the Dominican Republic's biggest draws for expats and retirees. Here's your complete guide to the medical system, insurance options, and what to expect.

Updated

Healthcare in Dominican Republic for expats
Modern private hospitals offer excellent care at affordable prices.

Dominican Republic Healthcare Overview

The Dominican Republic has a two-tier healthcare system: public hospitals for those without insurance, and private facilities that most expats use.

The Good News

  • Quality private care: Modern facilities with U.S.-trained doctors
  • Affordable costs: 50-80% less than U.S. prices
  • No wait times: See specialists same week, often same day
  • Medical tourism hub: International standards at major hospitals
  • Many English-speaking doctors: Especially in tourist areas

What to Know

  • Private healthcare recommended: Public hospitals are underfunded
  • Insurance essential: Private care without insurance gets expensive
  • Major cities have best facilities: Santo Domingo, Santiago have top hospitals
  • North coast adequate: Puerto Plata has good facilities for most needs

Top Hospitals by Region

Santo Domingo (Best Facilities)

Centro Médico UCE (CEDIMAT)

  • Specialties: Cardiology, oncology, neurology
  • Standard: JCI accreditation pending, international standard
  • Notes: Preferred for complex procedures

Hospital General de la Plaza de la Salud

  • Specialties: Full-service, emergency, surgery
  • Standard: Modern facility, good reputation
  • Notes: Popular with expats in Santo Domingo

Clínica Abreu

  • Specialties: General medicine, diagnostics
  • Standard: Long-established, trusted name
  • Notes: Multiple locations

Santiago

Hospital Metropolitano de Santiago (HOMS)

  • Specialties: Full-service, cardiac surgery, oncology
  • Standard: Best in northern DR
  • Notes: Many north coast expats go here for major procedures

Clínica Corominas

  • Specialties: General, OB/GYN, pediatrics
  • Standard: Good mid-range option

Puerto Plata / North Coast

Centro Médico Bournigal

  • Specialties: Emergency, general surgery, diagnostics
  • Standard: Best in Puerto Plata
  • Notes: 24/7 emergency, English-speaking staff

Hospiten Puerto Plata

  • Specialties: General, emergency, tourist-oriented
  • Standard: Part of Spanish hospital chain
  • Notes: Familiar to European expats

Clínica Brugal

  • Specialties: General medicine, minor procedures
  • Standard: Local clinic level

Punta Cana / East

Hospiten Bávaro

  • Specialties: Full-service, emergency, surgery
  • Standard: International chain, tourist-focused
  • Notes: Most expats in Punta Cana use this facility

Centro Médico Punta Cana

  • Specialties: General, emergency
  • Standard: Good local option

Healthcare Costs Comparison

Out-of-pocket costs without insurance show the dramatic savings:

Procedure/Service Dominican Republic United States
Doctor visit (GP) $25-$50 $150-$300
Specialist visit $40-$80 $200-$500
Blood panel (comprehensive) $30-$60 $200-$500
MRI $150-$300 $1,000-$3,000
CT scan $100-$200 $500-$1,500
Emergency room visit $50-$150 $500-$3,000
Appendectomy $2,000-$4,000 $15,000-$35,000
Knee replacement $8,000-$12,000 $40,000-$70,000
Dental cleaning $25-$50 $100-$200
Dental crown $150-$300 $1,000-$1,500

Why So Affordable?

  • Lower labor costs (including physician salaries)
  • Less administrative overhead
  • Lower malpractice insurance costs
  • Government price controls on some services
  • Competition among private providers

Health Insurance Options for Expats

Option 1: Dominican Local Insurance

Best for: Full-time residents, budget-conscious expats

Top Local Providers

  • ARS Humano: Largest network, good coverage
  • ARS Universal: Comprehensive plans available
  • Senasa: Government plan (residents only)
  • ARS Palic: Popular with expats

Typical Costs

  • Age 30-40: $80-$150/month
  • Age 50-60: $150-$300/month
  • Age 65+: $250-$500/month

Pros

  • Very affordable premiums
  • Good local hospital networks
  • Covers routine care
  • No claim hassle—direct billing

Cons

  • Coverage limits (often $50,000-$200,000 annually)
  • May not cover medical evacuation
  • Pre-existing condition exclusions common
  • May have age limits for enrollment

Option 2: International Health Insurance

Best for: Part-time residents, frequent travelers, those wanting evacuation coverage

Top International Providers

  • Cigna Global: Excellent coverage, premium pricing
  • Aetna International: Strong network
  • IMG Global: Good value for expats
  • GeoBlue: Backed by Blue Cross
  • Allianz Care: European standard

Typical Costs

  • Age 30-40: $150-$400/month
  • Age 50-60: $300-$700/month
  • Age 65+: $500-$1,200/month

Pros

  • Higher coverage limits ($1M+)
  • Medical evacuation included
  • Coverage worldwide (including U.S.)
  • Better pre-existing condition options

Cons

  • Higher premiums
  • May require upfront payment + reimbursement
  • Deductibles can be high

Option 3: Self-Insurance + Catastrophic

Best for: Healthy individuals, those with savings, budget minimizers

  • Pay out-of-pocket for routine care (very affordable in DR)
  • High-deductible plan for emergencies/hospitalization
  • Consider medical evacuation rider separately

Insurance for U.S. Medicare Holders

Important: U.S. Medicare does NOT cover you outside the United States (except limited border situations).

  • You'll need separate coverage for DR
  • Some expats maintain Medicare Part A (free) for U.S. visits
  • Consider international plan or DR local insurance

Pharmacies & Medications

Good News About DR Pharmacies

  • Widespread availability: Pharmacies everywhere
  • Many meds OTC: Items requiring prescription in U.S. often available over counter
  • Lower prices: Generic medications very affordable
  • 24-hour pharmacies: Available in cities

Major Pharmacy Chains

  • Farmacia Carol: Largest chain, many locations
  • Farmacia Los Hidalgos: Good prices, wide selection
  • La Sirena: Supermarket chain with pharmacies

Medications to Know

  • Available without prescription: Antibiotics, blood pressure meds, many others (consult pharmacist)
  • Controlled substances: Require prescription (pain medications, anxiety medications)
  • Bring supply of specialty meds: Some brand-name drugs harder to find

Cost Examples

Medication DR Price U.S. Price
Generic blood pressure (30 days) $5-$15 $20-$50
Generic cholesterol (30 days) $10-$25 $30-$100
Generic antibiotics (course) $3-$10 $20-$50

Dental & Vision Care

Dental Care

Dental care in the DR is exceptionally affordable with quality comparable to the U.S.:

  • Many dentists trained in U.S. or Europe
  • Modern equipment and techniques
  • Dental tourism is common

Some expats fly to DR specifically for dental work—the savings pay for the trip.

Vision Care

  • Eye exams: $25-$50
  • Glasses: $50-$150 (frames + lenses)
  • Contact lenses: Similar to U.S. prices
  • LASIK: $800-$1,500 per eye (vs. $2,000-$3,000 U.S.)

Emergency Situations

Emergency Numbers

  • 911: General emergency (works in DR)
  • National Police: 809-682-2151
  • Fire: 809-682-2000

What to Do in Emergency

  1. Go to nearest private hospital: Don't wait for ambulance if possible
  2. Bring ID and insurance card: Speeds admission
  3. Cash/credit card: May need deposit for admission
  4. Call insurance company: Most have 24/7 lines

Medical Evacuation

For life-threatening situations requiring care not available locally:

  • Evacuation to: Miami typically (1.5-hour flight)
  • Cost without insurance: $25,000-$100,000+
  • With evacuation coverage: Included in most international plans

Recommendation: Ensure your insurance includes medical evacuation, or purchase standalone evacuation coverage.

Plan Your Healthcare Coverage

Quality, affordable healthcare is one of the Dominican Republic's biggest advantages for expats and retirees. With proper insurance and knowledge of the system, you can access excellent care at a fraction of U.S. costs.

Moving to the Dominican Republic?

Healthcare is just one piece of your relocation puzzle. Let us help you find the right property in a location with good access to medical facilities and the lifestyle amenities you need.

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